Quick Answer: Does It Matter Who Signs A Check?

What happens if you don’t sign the back of a check?

However, it is safest to sign the check.

Without a signature, the check might be sent back to the issuer, resulting in fees and delays in getting your money.

Even if your bank deposits a check without a signature on the back and you see the money added to your account, that check might get rejected a week or two later..

What happens if you sign a check below the line?

Be careful not to write below the line that says, “DO NOT WRITE, STAMP, OR SIGN BELOW THIS LINE.” This area is reserved for bank processing stamps. Once a check is endorsed, it can be cashed by anyone, so wait until you are at the bank to endorse a check made payable to you.

Can I deposit a check without a signature?

No Endorsement You don’t always have to endorse checks. Some banks allow you to deposit checks without a signature, account number, or anything else on the back. Skipping the endorsement can help keep your information private. … For extra security, you can still write “for deposit only” in the endorsement area.

Do you have to sign the back of a check for deposit?

You can make deposits in a snap with your iPhone® or Android™ device. Due to a new banking regulation, all checks deposited via a mobile service must include: “For Mobile Deposit Only” handwritten below your signature in the endorsement area on the back of the check or the deposit may be rejected.

Can you deposit a check without a signature on the front?

A check without a signature is invalid. Most checks are processed by a computer. There was a story no long ago about banks processing checks with giant “VOID” markings on them. As a banker, this would get us fired.

Who signs behind the check?

You do a blank endorsement by simply signing your name on the back of the check. Then, when you’re at the bank, you tell the teller if you want to cash it or deposit it. People will also do a blank endorsement when they’re depositing a check through an ATM or using mobile deposit.

Are you supposed to sign your check?

Signature: Sign the check legibly on the line in the bottom-right corner. Use the same name and signature on file at your bank. This step is essential—a check will not be valid without a signature.

Can you sign a check for someone else?

One of your options is to sign the check over to someone else. Because the check is currently payable to you, you’ll need to ensure that the third party and their bank can accept a signed-over check, also known as a “third-party check,” and endorse the check by signing the back of it.